A time to plant and plan in a particularly significant spring

As we welcome with open arms a spring that follows a difficult period for all, one cannot help but think of the words from the Beatles song “here comes the sun.’ It went something like ‘Little Darling, it’s been a long cold lonely winter…’

These words ring true to many who have experienced loneliness, hardship and of course huge financial difficulties resulting from a pandemic we are still fighting and might be for some time to come. Eventually though, the ice slowly melts – spring arrives and ‘here comes the sun!’

A new phase of hope

There is now light at the end of the tunnel. In August our number of cases started diminishing and we confidently moved, as a more unified nation, into phase 2 of the national lockdown – finally many were back at work and the wheels of industry once again began to turn.
Certainly, many have had to do damage control, just like the Farmer who may have suffered crop damage trough the ravages of a particularly harsh season, but where there is hope and the new beginnings that spring always promises, there is always a way forward.

One foot in front of the other

These words of our inspirational former President and global icon Nelson Mandela ring very true now – “I am fundamentally an optimist. Whether that comes from nature or nurture I cannot say. Part of being an optimist is keeping one’s head pointed towards the sun, one’s feet moving forward…”
J.P. Morgan – an icon of the financial world said – “The first step towards getting somewhere is to decide you’re not going to stay where you are.” Just as the Farmer needs to plant in spring to ensure his future, every individual, business and organisation in this country now need to take the bull by the horns, welcome this time of new beginnings and begin to plant and plan for a better future.
Assessing the damage done is astute and necessary, but with if we don’t start moving forward, one foot in front of the other this pandemic will have beaten us and we will simply stagnate until we face the next long lonely winter.

Plant the seed and plan to succeed

Many things may have changed as a result of the last few months, but your long term wealth planning does not need to come to a halt because of it. Quite to the contrary, now more than ever is the time to adjust and plant the seeds that will yield future growth.
Your Financial Advisor can assist you with altering your portfolio to simply steady the ship in the short term, whilst still planning for positive outcomes in your retirement years.

Retirement Annuities are a good example of saving in the now and planning for the long term. As you save you lower your tax burden and these investments have been known to yield impressive returns as well.

25 years of weathering the storm

As a financial entity that have weathered many a storm but are still leaders in a highly competitive industry, Hereford Group could have saved many people at least some of the hardships they may recently have had to endure.

Astute financial planning that covers all eventualities and still yields a great crop when the seasons turn, can best be achieved by allowing one of our Financial Planners the opportunity to assess your unique requirements and situation.

Contact us today to assist you to plant the seeds that could turn this long cold lonely winter to ‘walking on sunshine’ for you, your family and your business in the years to come. Stay positive and stay safe!

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