World Hepatitis Day, observed on 28 July, brings global attention to viral hepatitis, a group of infectious diseases that severely affect the liver. In South Africa, hepatitis B and C are of major concern due to their links to chronic liver disease -including cirrhosis and liver cancer. What many people don’t consider is the financial impact of these conditions. That’s where Dread Disease Cover becomes essential.

The Link Between Hepatitis and Liver Cancer

Chronic viral hepatitis is a leading cause of liver cancer worldwide, and this trend holds true in South Africa. According to the World Health Organization, long-term infection with hepatitis B or C significantly increases the risk of developing hepatocellular carcinoma (the most common type of liver cancer).

• In South Africa, hepatitis B is often contracted in early childhood or during childbirth, especially in rural areas.
• Chronic infection may remain asymptomatic for years before progressing to liver failure or cancer.
• Early detection is rare due to limited awareness and testing — making treatment both delayed and costly.

What is Dread Disease Cover?

Dread Disease Cover (also known as Critical Illness Cover) provides a lump sum payout if you are diagnosed with a serious illness like cancer, organ failure, or stroke. It’s designed to help cover costs not fully paid by medical aid, including:

• Advanced cancer treatments
• Specialist consultations
• Home care and lifestyle adjustments
• Income replacement during recovery
• Travel and transport to treatment centres

Why It’s Essential for South Africans

Medical schemes in South Africa may cover some hospitalisation and basic treatment, but many modern cancer therapies and ongoing care costs are excluded or only partially funded. Dread Disease Cover steps in to bridge this gap — giving you financial breathing room during a physically and emotionally difficult time.
Without it, many families are forced to deplete savings, rely on crowdfunding, or forego advanced treatment altogether.