Prevention and protection assist Cancer and other dread disease sufferers

Throughout the last few months, as we collectively struggled through the COVID-19 pandemic, other critical illnesses like cancers and heart issues pretty much took a back seat.

As we are now phasing out of the grip of COVID-19 (but still very much aware of its presence) we can once again turn our attention to something that is of great importance -dread diseases in general – their prevention and financial cover for them.

One thing the pandemic should have taught all of us is that life is tenuous and both looking after ourselves and insuring we are not caught financially off guard if we become victims of a dread disease does matter.

Breast cancer – awareness and prevention

In October of every year, it is National Breast Cancer Awareness month and we are rightfully reminded that breast cancer is still a scourge amongst our female population. Sadly, in many cases it may have been prevented had the victims made some better choices, or taken the correct preventative measures.
If one is made aware of the symptoms through early detection it can lead to an earlier diagnosis which invariably leads to a better treatment outcome. Regular screening therefore is said to be the most important method of prevention for breast cancer and should be done regularly.
Regularly checking one’s breasts for lumps and reporting any lumps to your medical practitioner is important at all ages and Mammograms are recommended for women even from age 40, but definitely from age 50 up to around age 74.

Lifestyle factors

Lifestyle plays a role in the prevention of cancers too. Obesity for example can be a factor so regular exercise and a healthy diet will help, as will the moderation of alcohol. No more than one or 2 drinks a day are recommended and no binge drinking.

Not only breast cancer

According to statistics from the National Cancer Registry (NCR) 2016, women are also affected by cervical, colorectal, uterine and lung cancer, but breast and cervical cancer are the most prevalent.

Approximately 19.4 million women aged 15 years and older live at-risk of being diagnosed with breast cancer and figures from a few years ago show that deaths from breast cancer and cancers of the female genital tract, accounted for 0.7% and 1% of all deaths in South Africa – a pretty alarming figure.

Some good news

The good news though is that with the advances in medicine there are also more survivors of breast and other cancers as time goes on. You still would not, however, want to be caught with any of the dread diseases without financial protection as the cost of treatment is prohibitive.

Apart from the obvious essential of having medical aid to cover the treatment of any dread disease, there are various options available to protect both your income, if you are unable to work, and your family if you don’t make it through.

These are dread disease cover, income protection, disability cover and of course life cover – an absolute essential if you have a family who would not be able to support themselves.

Whereas life cover used to be considered more appropriate in days gone by because so many people succumbed to dread diseases, dread disease cover, a lump sum paid out on the diagnosis of a dread disease, has now become very much more popular, because it is no longer considered to be a death sentence, but treatment costs can still be crippling.

Talk to the experts

If you have any confusion however about which of these best suit your needs simply speak to the people that are famous for being different through understanding that everyone is unique and different. Hereford Group financial Advisors are passionate about not just knowing their products, but listening to you and advising on your specific needs.

Contact us so that we can ensure you have a holistic plan that covers all eventualities and builds wealth for you and your family’s future. Especially to our ladies – be proactive and be safe!


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