The excitement of a new school year is often accompanied by financial pressures. From school fees to uniforms and supplies, the costs can add up quickly. At Hereford Group, we understand the importance of education and the role it plays in shaping the future, which is...

As the new year begins, it’s the perfect time to review your financial health and ensure you're making the most of tax-efficient savings tools available in South Africa. Two key instruments to consider are Retirement Annuities (RAs) and Tax-Free Savings Accounts...

We’re well into the holidays now and even as you read this you could be on the beach, or at the pool soaking up the Sun. Well, we all need a well-earned break but don’t underestimate the potential danger of the harmful UV rays emitted by the Sun.  Sure, we all love to...

Once again, we are on the threshold of the holiday season and as much as we think of it as a time of relaxation and merriment, we can’t ignore the sobering statistics we hear every year about fatalities on the roads. Last year 1,427 people died in road accidents in...

In November many men grow moustaches as a light-hearted initiative to raise funds and create awareness of a serious subject – Prostate Cancer and other men’s critical illnesses. We have written quite extensively on this subject in the past and more can be found in our...

We recently observed ‘Wills Week’ when we were reminded of the vital importance of creating a Will. Ensuring that it is fully compliant and legally binding, however, is often overlooked.  Furthermore, there are many inclusions to a will that could make a big...