Right at this time of the year, many of us are making decisions about our Medical Aid for next year. We all know that good medical coverage is expensive so assessing what Medical Aid is best for you is important but why have Medical Aid at all?
We all need medical cover
The right health cover protects against unforeseen events and ensures prompt assistance from the right doctor or specialist. If there is no unnecessary travel time or waiting, reasonable co-payments (if applicable) and affordable monthly premiums, you can enjoy knowing that your family are protected against the unexpected.
Choosing the right medical aid
Choosing the right Medical Aid and Gap Cover for your family can, however, be frustrating and complex. Deciding which is best for your specific needs, understanding the details of their plans and the nightmare of communicating through call centres to contest claims can be intimidating.
Additionally, complex and constantly changing legislation makes choosing the right health cover or medical aid even more tricky, so we advise that you consult a professional broker who does all this on your behalf.
Gap Cover is essential
Many ask ‘’Why is it necessary, if you have chosen the right medical aid, to reinforce it with Gap Cover.?’’ Well, some medical practitioners charge up to 5 times the base medical aid rate, so Gap Cover bridges the gap between medical insurance cover and these plus additional hospital costs. Gap Cover pays out directly to you to settle your account with the medical provider.
The Hereford Group difference
Medical Aid and Gap Cover make a powerful combination – and all you need to do is talk to a Hereford Group Advisor. We have specialists in this area who can assist you in making the right choices and ensure that your medical aid and gap cover will is perfectly suited to your needs.
That is the Hereford Group difference. We ensure that every client and business entity is treated as unique, with entirely individual needs. Contact us to discover the Hereford Group difference for yourself!
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