by Hereford Group | Jul 1, 2025 | Healthcare
World Hepatitis Day, observed on 28 July, brings global attention to viral hepatitis, a group of infectious diseases that severely affect the liver. In South Africa, hepatitis B and C are of major concern due to their links to chronic liver disease -including...
by Hereford Group | Jul 1, 2025 | Healthcare
In Part 1, we looked at how viral hepatitis B and C can lead to chronic liver disease and liver cancer, and why Dread Disease Cover is essential for financial protection. But the journey doesn’t end with a diagnosis, recovery is often long, expensive, and emotionally...
by Hereford Group | Jul 1, 2025 | Personal Financial Planning
In Part 1, we discussed why Life Cover is critical in a country like South Africa, where road fatalities are tragically common. In this follow-up, we go deeper — exploring how Life Cover isn’t just about replacing income, but about building a financial legacy that...
by Hereford Group | Jul 1, 2025 | Personal Financial Planning
Road safety conversations often centre on speed limits, visibility, and vehicle maintenance, there’s another crucial — and often overlooked — component: Life Cover. In a country where over 10,000 people lose their lives in road accidents each year, having life...
by Hereford Group | May 20, 2025 | Healthcare
While most men think about protecting their families in the long term, many overlook the risk of disability – whether temporary or permanent. Disability Cover, which includes Comprehensive Disability (lump sum) and Income Protection (monthly benefit), is...