Once again, we are on the threshold of the holiday season and as much as we think of it as a time of relaxation and merriment, we can’t ignore the sobering statistics we hear every year about fatalities on the roads.

Last year 1,427 people died in road accidents in South Africa over the 2023/24 festive season. Road deaths are not the only causes of fatalities either. All travel carries with it an element of risk, and although we should not be put off it by this we should, especially if we have families, ensure that we take the necessary precautions to try to avoid these outcomes and have everything in place to protect our families in the event of the worst-case scenario. 

Be prepared – an old motto!

The old Boy Scout’s motto of ‘be prepared’ simply makes sense. If you are travelling on the roads, you are reminded every year to take a safety check on your vehicle to ensure it is up to scratch which would include things like having good tyres and unimpaired vision etc. but you also need to ensure your legacy is intact! 

Ensure that you have a legally binding and compliant will and remember to update it before travelling if anything changes. Even more importantly, if you are not sure that the finances you have accumulated until now will leave your family comfortable when they no longer have your income to rely on, take out Life insurance.

It is the most affordable insurance, and the payout can be substantial even if you die sooner than you had planned for. Providing that the beneficiaries are named, it also pays out instantly, something your family will be grateful for as the wrapping up of estates can be lengthy.

Get a Hereford Group refresher!

Why not come in and visit your Hereford Group Advisor before travelling, not only to ensure you are covered to travel but to review the past year and make some plans for the new year ahead?

Talk to us today. We are here to serve you and looking forward to being of assistance. Happy holidays and travel safely!